Interest free credit card balance transfer

Interest-Free Credit Card Balance Transfer: Use it to Your Advantage

Interest-free credit card balance transfer offers may seem like they're too good to be true, but in fact they can provide a safety net that can come in very handy during turbulent economic times. Here are some examples of the ways in which you can use an interest-free credit card balance transfer to your advantage:

Emergency Situations: If the unthinkable happens, and your vehicle needs major repairs in Phoenix AZ, your roof springs a leak, or you have unexpected medical expenses, your credit card can be a lifesaver. Unfortunately, when that monthly statement comes in, you may be in for sticker shock over the interest rate you're paying. Moving those charges to another card via an interest-free credit card balance transfer can save you considerable money over the months it will take to pay down the balance.

The Credit Card Shuffle: If you live in [statetitle] and are adept at keeping track of various interest-free credit card balance transfer offers, you can easily move balances from one card to another and never have to pay a cent in interest (unless, of course, there's a transfer fee). This works best when you have three or four credit cards, but only carry a balance on one card. When you find yourself in a tough financial spot, you can shuffle the balance from one card to the next until you're back on your feet again.

Big Ticket Items: If you've decided to take the plunge and go on a nice family vacation, or even if you decide to splurge on new carpeting for your home in Phoenix AZ, you can put the expense on your regular charge card and then shift it to a different card using an interest-free credit card balance transfer. That way, you have a certain number of months to pay the balance at zero percent interest.

Whether you have a financial emergency or simply want to lower your monthly payments, an interest-free credit card balance transfer will do the trick.