Interest free credit card balance transfer

Interest-Free Credit Card Balance Transfer: Use it to Your Advantage

Interest-free credit card balance transfer offers may seem like they're too good to be true, but in fact they can provide a safety net that can come in very handy during turbulent economic times. Here are some examples of the ways in which you can use an interest-free credit card balance transfer to your advantage:

Emergency Situations: If the unthinkable happens, and your vehicle needs major repairs in S Glens Falls NY, your roof springs a leak, or you have unexpected medical expenses, your credit card can be a lifesaver. Unfortunately, when that monthly statement comes in, you may be in for sticker shock over the interest rate you're paying. Moving those charges to another card via an interest-free credit card balance transfer can save you considerable money over the months it will take to pay down the balance.

The Credit Card Shuffle: If you live in [statetitle] and are adept at keeping track of various interest-free credit card balance transfer offers, you can easily move balances from one card to another and never have to pay a cent in interest (unless, of course, there's a transfer fee). This works best when you have three or four credit cards, but only carry a balance on one card. When you find yourself in a tough financial spot, you can shuffle the balance from one card to the next until you're back on your feet again.

Big Ticket Items: If you've decided to take the plunge and go on a nice family vacation, or even if you decide to splurge on new carpeting for your home in S Glens Falls NY, you can put the expense on your regular charge card and then shift it to a different card using an interest-free credit card balance transfer. That way, you have a certain number of months to pay the balance at zero percent interest.

Whether you have a financial emergency or simply want to lower your monthly payments, an interest-free credit card balance transfer will do the trick.