Personal trainer insurance quotes
What to Look for in Personal Trainer Insurance Quotes
If you're a personal trainer in Villa Grove IL, finding good insurance should be as high on your agenda as your pursuit of training certification. If you're building a client base of your own, you should be looking for personal trainer insurance quotes to cover you in case one of your clients is injured while you work with him or her. Even if you work in a gym or other fitness facility, you should carry your own personal trainer insurance, and here's why:
Many Gyms Do Not Automatically Provide Insurance for Trainers
While [statetitle] law requires specific levels of liability insurance for health facilities that provide personal training, the facility's coverage may not extend to you personally. In fact, the gym's insurance company may even try to shift liability to trainers if the facility is sued by a client.
Carrying Your Own Liability Insurance Allows You to Work at More Health Clubs and Gyms
Many health clubs and fitness spas require that you carry your own insurance. Looking for personal trainer insurance quotes gets you started in your quest to add more facilities to your list of places you can work.
Fitness Facilities Are More Likely to Hire a Trainer Who Provides His Own Personal Trainer Coverage
Even clubs that don't require trainers to carry their own liability insurance will look more favorably on personal trainers who take the initiative to carry their own liability insurance.
You'll Be Protected If a Client Names You Personally in a Suit
If a client is injured while working with a personal trainer, his attorneys will nearly always name both the facility and the trainer in a lawsuit. The facility's insurance company will be working to protect them. You need your own insurance coverage to protect you or you could lose your entire practice.
What to Look for In Personal Trainer Insurance Quotes
Compare these elements in each quote you receive:
How much liability will the policy cover?
Will the insurance company pay all settlements from the available coverage?
How much is the premium?
What is the term of coverage?
Do you understand the contract and every aspect of your insurance coverage?
In addition to the premium price and coverage supplied in the quotes, you should also evaluate the agent and company providing the insurance. Does the agent answer your questions fully and understandably? Is the company there when you need answers and help?
There's more to choosing the best insurance than what you see in personal trainer insurance quotes. You'll find many insurance companies in Villa Grove IL that provide insurance for personal trainers. Make sure you choose the company and agent that work best for you.